{"id":44662,"date":"2026-05-13T16:08:41","date_gmt":"2026-05-13T07:08:41","guid":{"rendered":"https:\/\/freenance.net\/media\/?p=44662"},"modified":"2026-05-13T16:25:15","modified_gmt":"2026-05-13T07:25:15","slug":"%e7%b5%a6%e4%b8%8e%e3%83%95%e3%82%a1%e3%82%af%e3%82%bf%e3%83%aa%e3%83%b3%e3%82%b0%e3%81%af%e9%81%95%e6%b3%95%ef%bc%9f%e3%80%8c%e5%af%a9%e6%9f%bb%e3%81%aa%e3%81%97%e3%80%8d%e3%81%ae%e7%bd%a0%e3%81%a8","status":"publish","type":"post","link":"https:\/\/freenance.net\/media\/money\/44662\/","title":{"rendered":"\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u9055\u6cd5\uff1f\u300c\u5be9\u67fb\u306a\u3057\u300d\u306e\u7f60\u3068\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u5411\u3051\u306e\u5b89\u5168\u306a\u8cc7\u91d1\u8abf\u9054\u3010\u5f01\u8b77\u58eb\u304c\u89e3\u8aac\u3011"},"content":{"rendered":"\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"Article\",\n  \"mainEntityOfPage\": {\n    \"@type\": \"WebPage\",\n   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   \"name\": \"FREENANCE by freee\"\n  },\n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"FREENANCE by freee\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/freenance.net\/assets\/images\/freenance_logo_freee.png\" \n    }\n  }\n}\n<\/script>\n\n\n\n<p>\u624b\u5143\u306e\u8cc7\u91d1\u304c\u4e0d\u8db3\u3057\u305f\u969b\u3001\u624b\u8efd\u306a\u8cc7\u91d1\u8abf\u9054\u624b\u6bb5\u3092\u30cd\u30c3\u30c8\u306a\u3069\u3067\u63a2\u3059\u65b9\u306f\u591a\u3044\u3067\u3057\u3087\u3046\u3002\u3082\u3057\u305d\u306e\u4e2d\u3067\u300c<strong>\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0<\/strong>\u300d\u3068\u3044\u3046\u8a00\u8449\u3092\u898b\u3064\u3051\u3001\u89e3\u6c7a\u7b56\u3068\u3057\u3066\u601d\u3044\u6d6e\u304b\u3079\u305f\u65b9\u306f\u8981\u6ce8\u610f\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3068\u306f\u3001\u50cd\u3044\u3066\u5f97\u305f\u300c<strong>\u7d66\u4e0e\u3092\u53d7\u3051\u53d6\u308b\u6a29\u5229\uff08\u7d66\u4e0e\u50b5\u6a29\uff09<\/strong>\u300d\u3092\u5c02\u9580\u696d\u8005\u306b\u58f2\u5374\u3057\u3001\u7d66\u6599\u65e5\u524d\u306b\u624b\u6570\u6599\u3092\u5f15\u3044\u305f\u73fe\u91d1\u3092\u53d7\u3051\u53d6\u308b\u30b5\u30fc\u30d3\u30b9\u3067\u3059\u3002\u3057\u304b\u3057\u3001\u540d\u79f0\u306b\u300c\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u3068\u3064\u3044\u3066\u3044\u3066\u3082\u3001\u91d1\u878d\u5e81\u304c\u6ce8\u610f\u559a\u8d77\u3057\u3066\u3044\u308b\u3068\u304a\u308a\u3001\u305d\u306e<strong>\u591a\u304f\u306f\u9055\u6cd5\u306a\u30e4\u30df\u91d1\u878d<\/strong>\u3067\u3042\u308a\u3001\u5229\u7528\u3059\u308b\u3068\u751f\u6d3b\u304c\u7834\u7dbb\u3059\u308b\u30ea\u30b9\u30af\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3042\u306a\u305f\u304c\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u3084\u500b\u4eba\u4e8b\u696d\u4e3b\u3067\u3042\u308c\u3070\u3001\u624b\u5143\u306b\u3042\u308b\u300c<strong>\u8acb\u6c42\u66f8\uff08\u58f2\u639b\u50b5\u6a29\uff09<\/strong>\u300d\u3092\u4f7f\u3063\u305f\u3001\u5b89\u5168\u3067\u5408\u6cd5\u7684\u306a\u8cc7\u91d1\u8abf\u9054\u624b\u6bb5\u304c\u5b58\u5728\u3057\u307e\u3059\u3002\u305d\u308c\u304c\u3001\u5546\u53d6\u5f15\u306b\u3088\u3063\u3066\u767a\u751f\u3057\u305f\u58f2\u639b\u50b5\u6a29\u3092\u5bfe\u8c61\u3068\u3059\u308b<strong>\u672c\u6765\u306e<\/strong>\u300c<strong>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0<\/strong>\u300d\u3067\u3059\u3002<strong>\u9055\u6cd5\u306a\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3068\u306f\u5168\u304f\u306e\u5225\u7269<\/strong>\u3067\u3042\u308a\u3001\u4e8b\u696d\u3092\u904b\u55b6\u3059\u308b\u3046\u3048\u3067\u306e<strong>\u6b63\u5f53\u306a\u8cc7\u91d1\u8abf\u9054\u306e\u9078\u629e\u80a2<\/strong>\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u672c\u8a18\u4e8b\u3067\u306f\u3001\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u304c\u9055\u6cd5\u3068\u3055\u308c\u308b\u6cd5\u7684\u6839\u62e0\u3084\u305d\u306e\u5371\u967a\u6027\u3092\u89e3\u8aac\u3059\u308b\u3068\u3068\u3082\u306b\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u304c\u5b89\u5168\u306b\u5229\u7528\u3067\u304d\u308b\u8cc7\u91d1\u8abf\u9054\u306e\u65b9\u6cd5\u306b\u3064\u3044\u3066\u7d39\u4ecb\u3057\u307e\u3059\u3002\u73fe\u91d1\u304c\u4e0d\u8db3\u3059\u308b\u72b6\u614b\u306b\u306a\u308b\u524d\u306b\u3001\u60aa\u8cea\u306a\u696d\u8005\u306e\u624b\u53e3\u3092\u62bc\u3055\u3048\u3001\u81ea\u529b\u3067\u5b89\u5168\u306a\u89e3\u6c7a\u7b56\u3092\u898b\u6975\u3081\u3089\u308c\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">Contents<\/p><ul class=\"toc_list\"><li><a href=\"#i\">\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3068\u306f\uff1f \u4ed5\u7d44\u307f\u3068\u300c\u7d66\u4e0e\u524d\u6255\u3044\u300d\u3068\u306e\u9055\u3044<\/a><\/li><li><a href=\"#i-2\">\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u9055\u6cd5\uff1f \u91d1\u878d\u5e81\u30fb\u6700\u9ad8\u88c1\u306e\u898b\u89e3<\/a><\/li><li><a href=\"#i-3\">\u300c\u5be9\u67fb\u306a\u3057\u30fb\u5373\u65e5\u5373\u91d1\u300d\u3092\u8b33\u3046\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u5371\u967a\u6027<\/a><\/li><li><a href=\"#i-4\">\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u30fb\u500b\u4eba\u4e8b\u696d\u4e3b\u306a\u3089\u300c\u4e8b\u696d\u8005\u5411\u3051\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u304c\u5b89\u5168<\/a><\/li><li><a href=\"#i-5\">\u307e\u3068\u3081\uff1a\u7126\u3063\u3066\u7533\u3057\u8fbc\u3080\u524d\u306b\u3001\u5b89\u5168\u306a\u9078\u629e\u80a2\u306e\u78ba\u4fdd\u3092<\/a><\/li><li><a href=\"#i-6\">\u3088\u304f\u3042\u308b\u8cea\u554f<\/a><\/li><\/ul><\/div>\n<h2 class=\"wp-block-heading\" id=\"i-0\"><span id=\"i\">\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3068\u306f\uff1f \u4ed5\u7d44\u307f\u3068\u300c\u7d66\u4e0e\u524d\u6255\u3044\u300d\u3068\u306e\u9055\u3044<\/span><\/h2>\n\n\n\n<p>\u7d66\u4e0e\uff08\u8cc3\u91d1\uff09\u3092\u524d\u3082\u3063\u3066\u73fe\u91d1\u5316\u3059\u308b\u65b9\u6cd5\u306b\u306f\u300c<strong>\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0<\/strong>\u300d\u4ee5\u5916\u306b\u300c<strong>\u7d66\u4e0e\u524d\u6255\u3044\u30b5\u30fc\u30d3\u30b9<\/strong>\u300d\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u3053\u306e2\u3064\u306f\u4f3c\u3066\u3044\u308b\u3088\u3046\u3067\u5927\u304d\u306a\u9055\u3044\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u300c<strong>\u52b4\u50cd\u8005\u500b\u4eba\u304c\u696d\u8005\u306b\u7d66\u4e0e\u50b5\u6a29\u3092\u58f2\u5374\u3059\u308b\u8cc7\u91d1\u8abf\u9054<\/strong>\u300d\u3067\u3042\u308a\u3001\u7d66\u4e0e\u524d\u6255\u3044\u30b5\u30fc\u30d3\u30b9\u306f\u300c<strong>\u4f1a\u793e\u306e\u798f\u5229\u539a\u751f\u3068\u3057\u3066\u63d0\u4f9b\u3055\u308c\u308b\u8cc3\u91d1\u306e\u7e70\u308a\u4e0a\u3052\u652f\u7d66<\/strong>\u300d\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i-1\">\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u57fa\u672c\u7684\u306a\u4ed5\u7d44\u307f<\/h3>\n\n\n\n<p>\u300c<strong>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0<\/strong>\u300d\u3068\u306f\u3001\u4e8b\u696d\u8005\u304c\u4fdd\u6709\u3057\u3066\u3044\u308b\u300c\u58f2\u639b\u50b5\u6a29\u300d\u3092\u3001\u671f\u65e5\u524d\u306b\u4e00\u5b9a\u306e\u624b\u6570\u6599\u3092\u5fb4\u53ce\u3057\u3066\u8cb7\u3044\u53d6\u308b\u30b5\u30fc\u30d3\u30b9\uff08\u4e8b\u696d\u8005\u306e\u8cc7\u91d1\u8abf\u9054\u624b\u6bb5\uff09\u3067\u3059\u3002\u7c21\u5358\u306b\u3044\u3048\u3070\u300c<strong>\u50b5\u6a29\u8cb7\u53d6\u30b5\u30fc\u30d3\u30b9<\/strong>\u300d\u3067\u3042\u308a\u3001\u6cd5\u7684\u306b\u306f<strong>\u50b5\u6a29\u306e\u58f2\u8cb7\uff08\u50b5\u6a29\u8b72\u6e21\uff09\u5951\u7d04<\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u78ba\u5b9f\u306b\u73fe\u91d1\u3092\u56de\u53ce\u3067\u304d\u308b\u58f2\u639b\u50b5\u6a29\u304c\u3042\u308b\u3082\u306e\u306e\u3001\u652f\u6255\u671f\u65e5\u524d\u306b\u73fe\u91d1\u304c\u5fc5\u8981\u306a\u3068\u304d\u3001\u50b5\u6a29\u8b72\u6e21\u3057\u3066\u5fc5\u8981\u306a\u8cc7\u91d1\u3092\u5f97\u308b\u305f\u3081\u306e\u30b5\u30fc\u30d3\u30b9\u3067\u3059\u3002\u30b5\u30fc\u30d3\u30b9\u5229\u7528\u6599\uff08\u624b\u6570\u6599\uff09\u304c\u5dee\u3057\u5f15\u304b\u308c\u308b\u305f\u3081\u3001\u53d7\u3051\u53d6\u308c\u308b\u91d1\u984d\u306f\u3001\u672c\u6765\u5f97\u3089\u308c\u308b\u984d\u9762\u91d1\u984d\u3088\u308a\u3082\u5c11\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4e00\u65b9\u3001\u300c<strong>\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0<\/strong>\u300d\u306f\u7d66\u4e0e\u50b5\u6a29\uff08\u8cc3\u91d1\u50b5\u6a29\uff09\u3092\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u5bfe\u8c61\u3068\u3059\u308b\u3082\u306e\u3067\u3059\u3002\u5c06\u6765\u53d7\u3051\u53d6\u308b\u4e88\u5b9a\u306e\u81ea\u8eab\u306e\u7d66\u4e0e\u50b5\u6a29\u3092\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u696d\u8005\u306b\u58f2\u5374\u3057\u3001\u624b\u6570\u6599\u3092\u5dee\u3057\u5f15\u3044\u305f\u73fe\u91d1\u3092\u3001\u7d66\u6599\u65e5\u3088\u308a\u524d\u306b\u53d7\u3051\u53d6\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u5f62\u5f0f\u7684\u306b\u306f\u300c\u7d66\u4e0e\u306e\u524d\u501f\u308a\u300d\u3067\u3059\u304c\u3001\u4e00\u822c\u7684\u306a\u8cb8\u91d1\u3068\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3067\u306f\u4ed5\u7d44\u307f\u304c\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-sgb-block-simple sgb-box-simple sgb-box-simple--title-normal sgb-box-simple--with-border\"><div style=\"background-color:#5ba9f7;color:#FFF\" class=\"sgb-box-simple__title\">\u8cb8\u91d1\u306e\u4f8b<\/div><div class=\"sgb-box-simple__body\" style=\"border-color:#5ba9f7;background-color:#FFF\">\n<p>\u4f1a\u793eA\u306e\u52b4\u50cd\u8005B\uff08\u624b\u53d6\u308a\u6708\u984d30\u4e07\u5186\uff09\u304c\u8cc7\u91d1\u7e70\u308a\u306b\u56f0\u308a\u3001\u8cb8\u91d1\u696d\u8005C\u304b\u308920\u4e07\u5186\u3092\u501f\u308a\u5165\u308c\u3066\u3001\u7d66\u6599\u65e5\u306b\u7d66\u6599\u304c\u632f\u308a\u8fbc\u307e\u308c\u305f\u3089\u3001\u305d\u306e\u4e2d\u304b\u3089\u8cb8\u91d1\u696d\u8005\u306b\u8fd4\u6e08\u3059\u308b\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/kashikin-1024x559.png\" alt=\"\u8cb8\u91d1\u306e\u4f8b\uff1a\u4f1a\u793eA\u306e\u52b4\u50cd\u8005B\uff08\u624b\u53d6\u308a\u6708\u984d30\u4e07\u5186\uff09\u304c\u8cc7\u91d1\u7e70\u308a\u306b\u56f0\u308a\u3001\u8cb8\u91d1\u696d\u8005C\u304b\u308920\u4e07\u5186\u3092\u501f\u308a\u5165\u308c\u3066\u3001\u7d66\u6599\u65e5\u306b\u7d66\u6599\u304c\u632f\u308a\u8fbc\u307e\u308c\u305f\u3089\u3001\u305d\u306e\u4e2d\u304b\u3089\u8cb8\u91d1\u696d\u8005\u306b\u8fd4\u6e08\u3059\u308b\u3002\" class=\"wp-image-44740\" srcset=\"https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/kashikin-1024x559.png 1024w, https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/kashikin-300x164.png 300w, https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/kashikin-768x419.png 768w, https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/kashikin-1536x838.png 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-sgb-block-simple sgb-box-simple sgb-box-simple--title-normal sgb-box-simple--with-border\"><div style=\"background-color:#5ba9f7;color:#FFF\" class=\"sgb-box-simple__title\">\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u4f8b<\/div><div class=\"sgb-box-simple__body\" style=\"border-color:#5ba9f7;background-color:#FFF\">\n<p>\u4f1a\u793eA\u306e\u52b4\u50cd\u8005B\u304c\u8cc7\u91d1\u7e70\u308a\u306b\u56f0\u308a\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u696d\u8005D\u306b\u7d66\u4e0e\uff08\u8cc3\u91d1\uff09\u50b5\u6a29\u309227\u4e07\u5186\u3067\u58f2\u5374\u3057\u3066\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u696d\u8005D\u306f\u3001\u7d66\u6599\u65e5\u306b\u52b4\u50cd\u8005B\u306b\u7d66\u4e0e30\u4e07\u5186\u306e\u652f\u6255\u3044\u3092\u6c42\u3081\u308b\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/kyuyofactoring_2-1024x559.png\" alt=\"\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u4f8b\uff1a\u4f1a\u793eA\u306e\u52b4\u50cd\u8005B\u304c\u8cc7\u91d1\u7e70\u308a\u306b\u56f0\u308a\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u696d\u8005D\u306b\u7d66\u4e0e\uff08\u8cc3\u91d1\uff09\u50b5\u6a29\u309227\u4e07\u5186\u3067\u58f2\u5374\u3057\u3066\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u696d\u8005D\u306f\u3001\u7d66\u6599\u65e5\u306b\u52b4\u50cd\u8005B\u306b\u7d66\u4e0e30\u4e07\u5186\u306e\u652f\u6255\u3044\u3092\u6c42\u3081\u308b\u3002\" class=\"wp-image-44745\" srcset=\"https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/kyuyofactoring_2-1024x559.png 1024w, https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/kyuyofactoring_2-300x164.png 300w, https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/kyuyofactoring_2-768x419.png 768w, https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/kyuyofactoring_2-1536x838.png 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<p>\u8cb8\u91d1\u3067\u306f\u3001\u300c\u8cb8\u4ed8\u3051\u300d\u3068\u300c\u7d66\u4e0e\u300d\u306b\u306f\u95a2\u4fc2\u304c\u3042\u308a\u307e\u305b\u3093\uff08\u4e00\u5b9a\u306e\u53ce\u5165\u304c\u3042\u308b\u3068\u304d\u306b\u8cb8\u4ed8\u3051\u3092\u53d7\u3051\u3084\u3059\u304f\u306a\u308b\u3068\u3044\u3063\u305f\u95a2\u4fc2\u306f\u3042\u308a\u307e\u3059\uff09\u3002\u4e00\u65b9\u3001\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3067\u306f\u3001\u7d66\u4e0e\u3068\u91d1\u92ad\u306e\u53d7\u3051\u53d6\u308a\u304c\u76f4\u63a5\u7684\u306a\u95a2\u4fc2\u306b\u3042\u308b\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-sgb-sanko\"><a href=\"https:\/\/freenance.net\/media\/money\/4785\/\" class=\"reference table\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"tbcell refttl\"><i class=\"fas fa-bookmark\" style=\"color: #ffb36b\"><\/i>\u53c2\u8003<\/span><span class=\"tbcell refcite\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3068\u306f\uff1f \u4ed5\u7d44\u307f\u3084\u624b\u6570\u6599\u3001\u6ce8\u610f\u70b9\u306a\u3069\u56f3\u89e3\u4ed8\u304d\u3067\u5fb9\u5e95\u89e3\u8aac\uff01\u3010\u7a0e\u7406\u58eb\u76e3\u4fee\u3011<span>FREENANCE MAG<\/span><\/span><\/a><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i-2\">\u3010\u6bd4\u8f03\u3011\u300c\u7d66\u4e0e\u524d\u6255\u3044\u30b5\u30fc\u30d3\u30b9\u300d\u3084\u300c\u524d\u501f\u308a\u300d\u3068\u306e\u6c7a\u5b9a\u7684\u306a\u9055\u3044<\/h3>\n\n\n\n<p>\u300c\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u3068\u306f\u4f3c\u3066\u975e\u306a\u308b\u3082\u306e\u3068\u3057\u3066\u3001\u300c\u7d66\u4e0e\u524d\u6255\u3044\u30b5\u30fc\u30d3\u30b9\u300d\u304c\u3042\u308a\u307e\u3059\u3002\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u300c\u52b4\u50cd\u8005\u304c\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u696d\u8005\u306b\u7d66\u4e0e\uff08\u8cc3\u91d1\uff09\u50b5\u6a29\u3092\u58f2\u5374\u3059\u308b\u300d\u3082\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u4e00\u65b9\u3001\u7d66\u4e0e\u524d\u6255\u3044\u30b5\u30fc\u30d3\u30b9\u306f\u3001\u300c\u4f1a\u793e\u306e\u59d4\u8a17\u306b\u57fa\u3065\u3044\u3066\u3001\u30b5\u30fc\u30d3\u30b9\u4e8b\u696d\u8005\u304c\u524d\u6255\u3044\u3092\u5e0c\u671b\u3059\u308b\u52b4\u50cd\u8005\u306b\u4e00\u6642\u7684\u306b\u7acb\u66ff\u6255\u3044\u3092\u3059\u308b\u30b5\u30fc\u30d3\u30b9\u300d\u3067\u3059\u3002\u4f1a\u793e\u304c\u798f\u5229\u539a\u751f\u3068\u3057\u3066\u7528\u610f\u3059\u308b\u3082\u306e\u3067\u3042\u308b\u305f\u3081\u3001\u30b5\u30fc\u30d3\u30b9\u5229\u7528\u6599\u306f\u4f1a\u793e\u304c\u8ca0\u62c5\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/kyuyomaebarai-1024x559.png\" alt=\"\u7d66\u4e0e\u524d\u6255\u3044\u30b5\u30fc\u30d3\u30b9\u3068\u306f\uff1f\uff1a\u4f1a\u793e\u306e\u59d4\u8a17\u306b\u57fa\u3065\u3044\u3066\u3001\u30b5\u30fc\u30d3\u30b9\u4e8b\u696d\u8005\u304c\u524d\u6255\u3044\u3092\u5e0c\u671b\u3059\u308b\u52b4\u50cd\u8005\u306b\u4e00\u6642\u7684\u306b\u7acb\u66ff\u6255\u3044\u3092\u3059\u308b\u30b5\u30fc\u30d3\u30b9\" class=\"wp-image-44748\" srcset=\"https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/kyuyomaebarai-1024x559.png 1024w, https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/kyuyomaebarai-300x164.png 300w, https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/kyuyomaebarai-768x419.png 768w, https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/kyuyomaebarai-1536x838.png 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u7d66\u4e0e\u524d\u6255\u3044\u30b5\u30fc\u30d3\u30b9\u3068\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u4e3b\u306a\u9055\u3044\u3092\u307e\u3068\u3081\u308b\u3068\u3001\u4ee5\u4e0b\u306e\u8868\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n\n\n<div id=\"id-01734769-2b3d-44c0-8f88-a75bc31f6d17\">\n<figure class=\"wp-block-table is-style-stripes has-small-font-size\"><table><thead><tr><th>&#8211;<\/th><th class=\"has-text-align-center\" data-align=\"center\">\u5bfe\u8c61\u50b5\u6a29<\/th><th class=\"has-text-align-center\" data-align=\"center\">\u5951\u7d04\u4e3b\u4f53<\/th><th class=\"has-text-align-center\" data-align=\"center\">\u5c0e\u5165\u524d\u63d0<\/th><th class=\"has-text-align-center\" data-align=\"center\">\u6cd5\u7684\u6027\u8cea<\/th><\/tr><\/thead><tbody><tr><td>\u7d66\u4e0e\u524d\u6255\u3044\u30b5\u30fc\u30d3\u30b9<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u7d66\u4e0e\u30fb\u8cde\u4e0e\u7b49\u306e\u8cc3\u91d1<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u4f1a\u793e\u3068\u52b4\u50cd\u8005\u3068\u30b5\u30fc\u30d3\u30b9\u4e8b\u696d\u8005<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u4f1a\u793e\u306e\u798f\u5229\u539a\u751f<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u4e00\u6642\u7684\u306a\u7acb\u66ff\u6255\u3044<\/td><\/tr><tr><td>\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u7d66\u4e0e\u30fb\u8cde\u4e0e\u7b49\u306e\u8cc3\u91d1<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u52b4\u50cd\u8005\u3068<br>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u696d\u8005<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u52b4\u50cd\u8005\u500b\u4eba\u306e<br>\u8cc7\u91d1\u7e70\u308a\u6539\u5584<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u8cb8\u4ed8\u3051 + \u50b5\u6a29\u8b72\u6e21<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u7d66\u4e0e\u524d\u6255\u3044\u30b5\u30fc\u30d3\u30b9\u3068\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u4e3b\u306a\u9055\u3044<\/figcaption><\/figure>\n<\/div>\n\n\n<p>\u306a\u304a\u3001\u7d66\u4e0e\uff08\u8cc3\u91d1\uff09\u306e\u300c\u524d\u501f\u308a\u300d\u306f\u3001\u4e00\u822c\u306b\u3001\u30b5\u30fc\u30d3\u30b9\u4e8b\u696d\u8005\u304c\u7acb\u3066\u66ff\u3048\u308b\u7d66\u4e0e\u524d\u6255\u3044\u30b5\u30fc\u30d3\u30b9\u3068\u7570\u306a\u308a\u3001\u4f1a\u793e\uff08\u4f7f\u7528\u8005\uff09\u81ea\u8eab\u304c\u52b4\u50cd\u8005\u306b\u7d66\u6599\u65e5\u524d\u306b\u91d1\u92ad\u3092\u4ea4\u4ed8\u3057\u3001\u7d66\u4e0e\u65e5\u306b\u305d\u306e\u5206\u3092\u5dee\u3057\u5f15\u304f\u3082\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"i-3\"><span id=\"i-2\">\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u9055\u6cd5\uff1f \u91d1\u878d\u5e81\u30fb\u6700\u9ad8\u88c1\u306e\u898b\u89e3<\/span><\/h2>\n\n\n\n<p>\u58f2\u639b\u50b5\u6a29\u3092\u5bfe\u8c61\u3068\u3059\u308b\u3001\u901a\u5e38\u306e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u3001\u6c11\u6cd5\u7b2c555\u6761\u306e\u300c\u58f2\u8cb7\u5951\u7d04\u300d\u304a\u3088\u3073\u540c\u6cd5\u7b2c466\u6761\u306e\u300c\u50b5\u6a29\u8b72\u6e21\u300d\u306b\u8a72\u5f53\u3059\u308b\u5408\u6cd5\u7684\u306a\u30b5\u30fc\u30d3\u30b9\u3067\u3059\u3002\u4e00\u65b9\u3001\u300c\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u306f\u3001\u5b9f\u8cea\u7684\u306a\u300c\u8cb8\u91d1\u300d\u306b\u3042\u305f\u308b\u3068\u91d1\u878d\u5e81\u3084\u6700\u9ad8\u88c1\u5224\u6240\u306f\u5224\u65ad\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p><strong>\uff08\u58f2\u8cb7\uff09\u7b2c\u4e94\u767e\u4e94\u5341\u4e94\u6761<\/strong><\/p>\n\n\n\n<p>\u58f2\u8cb7\u306f\u3001\u5f53\u4e8b\u8005\u306e\u4e00\u65b9\u304c\u3042\u308b\u8ca1\u7523\u6a29\u3092\u76f8\u624b\u65b9\u306b\u79fb\u8ee2\u3059\u308b\u3053\u3068\u3092\u7d04\u3057\u3001\u76f8\u624b\u65b9\u304c\u3053\u308c\u306b\u5bfe\u3057\u3066\u305d\u306e\u4ee3\u91d1\u3092\u652f\u6255\u3046\u3053\u3068\u3092\u7d04\u3059\u308b\u3053\u3068\u306b\u3088\u3063\u3066\u3001\u305d\u306e\u52b9\u529b\u3092\u751f\u305a\u308b\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p><strong>\uff08\u50b5\u6a29\u306e\u8b72\u6e21\u6027\uff09\u7b2c\u56db\u767e\u516d\u5341\u516d\u6761<\/strong><\/p>\n\n\n\n<p>\u50b5\u6a29\u306f\u3001\u8b72\u308a\u6e21\u3059\u3053\u3068\u304c\u3067\u304d\u308b\u3002\u305f\u3060\u3057\u3001\u305d\u306e\u6027\u8cea\u304c\u3053\u308c\u3092\u8a31\u3055\u306a\u3044\u3068\u304d\u306f\u3001\u3053\u306e\u9650\u308a\u3067\u306a\u3044\u3002<\/p>\n<\/blockquote>\n<cite>\u5f15\u7528\uff1a<a href=\"https:\/\/laws.e-gov.go.jp\/law\/129AC0000000089\" title=\"\">\u6c11\u6cd5<\/a><\/cite><\/blockquote>\n\n\n\n<p>\u6b63\u3057\u3044\u6cd5\u89e3\u91c8\u3092\u7406\u89e3\u3057\u3066\u3044\u306a\u3044\u3068\u3001\u77e5\u3089\u306c\u9593\u306b\u30e4\u30df\u91d1\u878d\u696d\u8005\u3092\u5229\u7528\u3057\u3066\u3057\u307e\u3046\u6050\u308c\u304c\u3042\u308b\u305f\u3081\u3001\u5b9f\u8cea\u7684\u306a\u8cb8\u91d1\u696d\u306b\u8a72\u5f53\u3057\u3066\u7121\u767b\u9332\u55b6\u696d\u304c\u9055\u6cd5\u3068\u3055\u308c\u308b\u7406\u7531\u3084\u3001\u6700\u9ad8\u88c1\u5224\u6c7a\u304c\u652f\u6301\u3059\u308b\u52b4\u50cd\u57fa\u6e96\u6cd5\u300c\u8cc3\u91d1\u76f4\u63a5\u6255\u3044\u306e\u539f\u5247\u300d\u306b\u3064\u3044\u3066\u78ba\u8a8d\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i-4\">\u5b9f\u8cea\u7684\u306a\u300c\u8cb8\u91d1\u696d\u300d\u306b\u8a72\u5f53\u3059\u308b\u305f\u3081\u7121\u767b\u9332\u55b6\u696d\u306f\u9055\u6cd5<\/h3>\n\n\n\n<p>\u91d1\u878d\u5e81\u304a\u3088\u3073\u6d88\u8cbb\u8005\u5e81\u306f\u5408\u540c\u3067\u3001\u300c\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u306a\u3069\u3068\u8b33\u3046\u30e4\u30df\u91d1\u878d\u696d\u8005\u3092\u7d76\u5bfe\u306b\u5229\u7528\u3057\u306a\u3044\u3088\u3046\u3001\u6ce8\u610f\u559a\u8d77\u3092\u884c\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n<div class=\"wp-block-image is-style-sango-with-border\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/www.fsa.go.jp\/ordinary\/chuui\/kinyu_chuui2.html\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"1024\" src=\"https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/04\/chuui3-724x1024.png\" alt=\"\u91d1\u878d\u5e81\u304a\u3088\u3073\u6d88\u8cbb\u8005\u5e81\u306b\u3088\u308b\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u6ce8\u610f\u559a\u8d77\" class=\"wp-image-44679\" srcset=\"https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/04\/chuui3-724x1024.png 724w, https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/04\/chuui3-212x300.png 212w, https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/04\/chuui3-768x1086.png 768w, https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/04\/chuui3-1086x1536.png 1086w, https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/04\/chuui3-1448x2048.png 1448w, https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/04\/chuui3-940x1330.png 940w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><\/a><figcaption class=\"wp-element-caption\"><span class=\"small\">\u5f15\u7528\uff1a<a href=\"https:\/\/www.fsa.go.jp\/ordinary\/chuui\/kinyu_chuui2.html\" title=\"\">\u7d66\u4e0e\u306e\u8cb7\u53d6\u308a\u3092\u3046\u305f\u3063\u305f\u9055\u6cd5\u306a\u30e4\u30df\u91d1\u878d\u306b\u3054\u6ce8\u610f\u304f\u3060\u3055\u3044\uff01\uff1a\u91d1\u878d\u5e81<\/a><\/span><\/figcaption><\/figure><\/div>\n\n\n<p>\u300c\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u306f\u4e0a\u8a18\u306e\u3068\u304a\u308a\u3001<strong>\u5b9f\u8cea\u7684\u306b\u306f\u8cb8\u4ed8\u3051\uff08\u8cb8\u91d1\uff09\u5951\u7d04<\/strong>\u3067\u3059\u3002\u91d1\u878d\u5e81\u306b\u3088\u308b\u3068\u3001<strong>\u500b\u4eba\u306e\u8cc3\u91d1\u50b5\u6a29\u3092\u8cb7\u3044\u53d6\u3063\u3066\u91d1\u92ad\u3092\u4ea4\u4ed8\u3057\u3001\u500b\u4eba\u3092\u901a\u3058\u3066\u8cc7\u91d1\u3092\u56de\u53ce\u3059\u308b\u884c\u70ba<\/strong>\u306f\u3001\u300c<strong>\u8cb8\u91d1\u696d<\/strong>\u300d\u306b\u8a72\u5f53\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u5f53\u7136\u306a\u304c\u3089\u3001\u3053\u3046\u3057\u305f\u696d\u52d9\u3092\u884c\u3046\u305f\u3081\u306b\u306f\u300c\u8cb8\u91d1\u696d\u767b\u9332\u300d\u3092\u3057\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u304c\u3001\u300c\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u3068\u79f0\u3057\u3066\u3053\u3046\u3057\u305f\u696d\u52d9\u3092\u884c\u3046\u696d\u8005\u306f\u3001\u9055\u6cd5\u306a\u300c\u30e4\u30df\u91d1\u878d\u696d\u8005\u300d\u3067\u3042\u308b\u3068\u306e\u898b\u89e3\u3092\u660e\u78ba\u306b\u793a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3068\u8b33\u3063\u3066\u3001\u5b9f\u8cea\u7684\u306b\u9055\u6cd5\u306a\u8cb8\u4ed8\u3051\u3092\u884c\u3063\u3066\u3044\u308b\u696d\u8005\u3067\u3042\u308c\u3070\u3001\u5229\u7528\u6642\u306b\u3055\u307e\u3056\u307e\u306a\u4e0d\u5229\u76ca\u3092\u88ab\u308b\u3053\u3068\u306f\u78ba\u304b\u3067\u3059\u3002\u7d66\u6599\u65e5\u307e\u3067\u306b\u5fc5\u8981\u306a\u73fe\u91d1\u304c\u306a\u3044\u3068\u7126\u71e5\u611f\u306b\u99c6\u3089\u308c\u307e\u3059\u304c\u3001\u3053\u3046\u3057\u305f\u30e4\u30df\u91d1\u306b\u306f\u7d76\u5bfe\u306b\u624b\u3092\u51fa\u3057\u3066\u306f\u3044\u3051\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i-5\">\u6700\u9ad8\u88c1\u5224\u6c7a\u3068\u52b4\u50cd\u57fa\u6e96\u6cd5\u300c\u8cc3\u91d1\u76f4\u63a5\u6255\u3044\u306e\u539f\u5247\u300d<\/h3>\n\n\n\n<p>\u91d1\u878d\u5e81\u3084\u6d88\u8cbb\u8005\u5e81\u3060\u3051\u3067\u306a\u304f\u3001\u53f8\u6cd5\u306e\u30c8\u30c3\u30d7\u3067\u3042\u308b\u6700\u9ad8\u88c1\u5224\u6240\u3082\u3001\u300c\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u304c\u8cb8\u4ed8\u3051\u306b\u3042\u305f\u308b\u300d\u3068\u306e\u7acb\u5834\u3092\u660e\u78ba\u306b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u6700\u9ad8\u88c1\u5224\u6240\u306e\u4ee4\u548c5\u5e742\u670820\u65e5\u4ed8\u6c7a\u5b9a\uff08\u5211\u96c6\u7b2c77\u5dfb2\u53f713\u9801\uff09\u306f\u3001\u300c\u7d66\u6599\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u3068\u79f0\u3057\u3066\u7d66\u4e0e\uff08\u8cc3\u91d1\uff09\u50b5\u6a29\u3092\u52b4\u50cd\u8005\u304b\u3089\u8cb7\u3044\u53d6\u3063\u3066\u3044\u305f\u696d\u8005\u306b\u5bfe\u3057\u3001\u7121\u767b\u9332\u3067\u8cb8\u91d1\u696d\u3092\u55b6\u3093\u3060\u3068\u3059\u308b\u5211\u4e8b\u7f70\uff08\u6709\u7f6a\u5224\u6c7a\uff09\u3092\u652f\u6301\u3057\u3001\u8cb8\u91d1\u696d\u6cd5\u4e0a\u306e\u300c\u8cb8\u4ed8\u3051\u300d\u3067\u3042\u308b\u3068\u53f8\u6cd5\u304c\u65ad\u3058\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<p>\u3053\u306e\u6700\u9ad8\u88c1\u6c7a\u5b9a\u3084\u3001\u305d\u308c\u306b\u5148\u7acb\u3064\u662d\u548c43\u5e743\u670812\u65e5\u4ed8\u6700\u9ad8\u88c1\u5224\u6c7a\uff08\u6c11\u96c6\u7b2c22\u5dfb3\u53f7562\u9801\uff09\u306f\u3001<strong>\u524d\u63d0\u3068\u3057\u3066\u3001\u52b4\u50cd\u57fa\u6e96\u6cd5\u7b2c24\u6761\u306e\u539f\u5247\u3092\u9069\u7528<\/strong>\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u52b4\u50cd\u57fa\u6e96\u6cd5\u7b2c24\u6761\u7b2c1\u9805\u672c\u6587\u3067\u306f\u3001\u300c<strong>\u8cc3\u91d1\u76f4\u63a5\u6255\u3044\u306e\u539f\u5247<\/strong>\u300d\uff08<strong>\u4f7f\u7528\u8005\u306f\u52b4\u50cd\u8005\u306b\u8cc3\u91d1\u5168\u984d\u3092\u76f4\u63a5\u652f\u6255\u308f\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044<\/strong>\uff09\u3068\u5b9a\u3081\u3089\u308c\u3066\u304a\u308a\u3001<strong>\u4f1a\u793e\uff08\u4f7f\u7528\u8005\uff09\u306f\u52b4\u50cd\u8005\u306b\u5bfe\u3057\u3066\u3001\u8cc3\u91d1\u306e\u5168\u984d\u3092\u300c\u76f4\u63a5\u300d\u652f\u6255\u308f\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044<\/strong>\u3068\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p><strong>\uff08\u8cc3\u91d1\u306e\u652f\u6255\uff09\u7b2c\u4e8c\u5341\u56db\u6761<\/strong><\/p>\n\n\n\n<p>\u8cc3\u91d1\u306f\u3001\u901a\u8ca8\u3067\u3001\u76f4\u63a5\u52b4\u50cd\u8005\u306b\u3001\u305d\u306e\u5168\u984d\u3092\u652f\u6255\u308f\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002<\/p>\n<cite>\u5f15\u7528\uff1a<a href=\"https:\/\/laws.e-gov.go.jp\/law\/322AC0000000049\" title=\"\">\u52b4\u50cd\u57fa\u6e96\u6cd5<\/a><\/cite><\/blockquote>\n\n\n\n<p>\u4e0a\u8a18\u306e\u539f\u5247\u304c\u3042\u308b\u305f\u3081\u3001\u4eee\u306b\u52b4\u50cd\u8005\u304c\u7d66\u4e0e\uff08\u8cc3\u91d1\uff09\u50b5\u6a29\u3092\u7b2c\u4e09\u8005\u306b\u8b72\u6e21\u3057\u305f\u3068\u3057\u3066\u3082\u3001\u4f1a\u793e\uff08\u4f7f\u7528\u8005\uff09\u306f\u8b72\u53d7\u4eba\u3067\u3042\u308b\u696d\u8005\u3067\u306f\u306a\u304f\u3001\u4f9d\u7136\u3068\u3057\u3066\u52b4\u50cd\u8005\u672c\u4eba\u306b\u5bfe\u3057\u3066\u76f4\u63a5\u8cc3\u91d1\u3092\u652f\u6255\u3046\u7fa9\u52d9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3053\u306e\u6cd5\u89e3\u91c8\u304b\u3089\u3059\u308b\u3068\u3001\u300c\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u3092\u8b33\u3046\u696d\u8005\u306f\u3001\u4f1a\u793e\uff08\u4f7f\u7528\u8005\uff09\u304b\u3089\u7d66\u4e0e\u306e\u652f\u6255\u3044\u3092\u53d7\u3051\u308b\u3053\u3068\u306f\u3067\u304d\u305a\u3001\u7d66\u6599\u65e5\u306b\u501f\u4e3b\u3067\u3042\u308b\u52b4\u50cd\u8005\u304b\u3089\u8fd4\u6e08\u3092\u53d7\u3051\u3056\u308b\u3092\u5f97\u307e\u305b\u3093\u3002\u6700\u9ad8\u88c1\u5224\u6240\u4ee4\u548c5\u5e742\u670820\u65e5\u4ed8\u6c7a\u5b9a\u306f\u3001\u3053\u306e\u70b9\u3092\u300c\u8cb8\u4ed8\u3051\u300d\u306b\u3042\u305f\u308b\u5b9f\u8cea\u7684\u306a\u7406\u7531\u4ed8\u3051\u3068\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h2 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id=\"i-12\">\u53d6\u5f15\u5148\u306b\u77e5\u3089\u308c\u306a\u3044\u300c2\u8005\u9593\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u306e\u6d3b\u7528<\/h3>\n\n\n\n<p>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3092\u5229\u7528\u3059\u308b\u969b\u306e\u61f8\u5ff5\u6750\u6599\u306f\u3001\u53d6\u5f15\u5148\u306b\u300c\u8cc7\u91d1\u7e70\u308a\u304c\u60aa\u5316\u3057\u3066\u3044\u308b\u300d\u3068\u77e5\u3089\u308c\u3001\u4fe1\u7528\u3092\u5931\u3046\u53ef\u80fd\u6027\u3067\u3059\u3002\u53d6\u5f15\u5148\u304b\u3089\u300c\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3092\u5229\u7528\u3059\u308b\u307b\u3069\u8cc7\u91d1\u7e70\u308a\u304c\u82e6\u3057\u3044\u306a\u3089\u3070\u3001\u4eca\u5f8c\u5341\u5206\u306a\u4ed5\u5165\u308c\u3084\u30b5\u30fc\u30d3\u30b9\u63d0\u4f9b\u304c\u3067\u304d\u306a\u304f\u306a\u308b\u306e\u3067\u306f\u306a\u3044\u304b\u300d\u3068\u4e0d\u5b89\u306b\u601d\u308f\u308c\u308c\u3070\u3001\u7d99\u7d9a\u7684\u306a\u5951\u7d04\u95a2\u4fc2\u306b\u5f71\u97ff\u3092\u53ca\u307c\u3059\u30ea\u30b9\u30af\u304c\u751f\u3058\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3053\u3046\u3057\u305f\u30ea\u30b9\u30af\u306f\u3001\u300c2\u8005\u9593\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u3092\u9078\u3079\u3070\u56de\u907f\u3067\u304d\u307e\u3059\u30022\u8005\u9593\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3067\u306f\u3001\u53d6\u5f15\u5148\u3078\u306e\u50b5\u6a29\u8b72\u6e21\u306b\u95a2\u3059\u308b\u901a\u77e5\u3082\u4e0d\u8981\u306a\u305f\u3081\u3001\u671f\u65e5\u3069\u304a\u308a\u306b\u652f\u6255\u3048\u3070\u79d8\u5bc6\u306f\u53b3\u5b88\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3055\u3089\u306b\u3001\u300c\u511f\u9084\u8acb\u6c42\u6a29\u306a\u3057\uff08\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\uff09\u300d\u306e\u5951\u7d04\u3001\u3064\u307e\u308a\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u696d\u8005\u304c\u53d6\u5f15\u5148\u304b\u3089\u56de\u53ce\u3067\u304d\u306a\u304b\u3063\u305f\u3068\u3057\u3066\u3082\u3001\u5229\u7528\u8005\u304c\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u696d\u8005\u306b\u652f\u6255\u7fa9\u52d9\u3092\u8ca0\u308f\u306a\u3044\u5951\u7d04\u3067\u3042\u308c\u3070\u3001\u4e07\u304c\u4e00\u53d6\u5f15\u5148\u304c\u5012\u7523\u3057\u305f\u3068\u3057\u3066\u3082\u3001\u5229\u7528\u8005\u306f\u672a\u56de\u53ce\u30ea\u30b9\u30af\u3092\u8ca0\u3044\u307e\u305b\u3093\uff08\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u696d\u8005\u304c\u30ea\u30b9\u30af\u3092\u8ca0\u3046\uff09\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-sango-with-border\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/nishakanfactoring-1024x559.png\" alt=\"2\u8005\u9593\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3068\u306f\uff1f\uff1a\u53d6\u5f15\u5148\u3078\u306e\u50b5\u6a29\u8b72\u6e21\u306b\u95a2\u3059\u308b\u901a\u77e5\u306f\u4e0d\u8981\u306a\u305f\u3081\u3001\u671f\u65e5\u3069\u304a\u308a\u306b\u652f\u6255\u3048\u3070\u79d8\u5bc6\u306f\u53b3\u5b88\u3055\u308c\u308b\" class=\"wp-image-44757\" srcset=\"https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/nishakanfactoring-1024x559.png 1024w, https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/nishakanfactoring-300x164.png 300w, https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/nishakanfactoring-768x419.png 768w, https:\/\/freenance.net\/media\/wp-content\/uploads\/2026\/05\/nishakanfactoring-1536x838.png 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-sgb-sanko\"><a href=\"https:\/\/freenance.net\/media\/money\/5164\/\" class=\"reference table\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"tbcell refttl\"><i class=\"fas fa-bookmark\" style=\"color: #ffb36b\"><\/i>\u53c2\u8003<\/span><span class=\"tbcell refcite\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u300c2\u8005\u9593\u300d\u300c3\u8005\u9593\u300d\u306e\u9055\u3044\u3068\u306f\uff1f\u4ed5\u7d44\u307f\u3084\u7279\u5fb4\u3092\u89e3\u8aac\uff01\u3010\u7a0e\u7406\u58eb\u76e3\u4fee\u3011<span>FREENANCE MAG<\/span><\/span><\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"i-13\"><span id=\"i-5\">\u307e\u3068\u3081\uff1a\u7126\u3063\u3066\u7533\u3057\u8fbc\u3080\u524d\u306b\u3001\u5b89\u5168\u306a\u9078\u629e\u80a2\u306e\u78ba\u4fdd\u3092<\/span><\/h2>\n\n\n\n<p>\u300c\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u306f\u3001\u798f\u5229\u539a\u751f\u3067\u3042\u308b\u7d66\u4e0e\u524d\u6255\u3044\u30b5\u30fc\u30d3\u30b9\u3068\u306f\u7570\u306a\u308a\u3001\u9055\u6cd5\u306a\u8cb8\u91d1\u696d\u306b\u8a72\u5f53\u3057\u307e\u3059\u3002\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u304c\u5b89\u5168\u306b\u8cc7\u91d1\u3092\u8abf\u9054\u3059\u308b\u306b\u306f\u3001\u7518\u3044\u52e7\u8a98\u306b\u60d1\u308f\u3055\u308c\u305a\u3001\u6cd5\u7684\u306b\u8a8d\u3081\u3089\u308c\u305f\u300c\u4e8b\u696d\u8005\u5411\u3051\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u3092\u6b63\u3057\u304f\u9078\u629e\u3059\u308b\u3053\u3068\u304c\u4e0d\u53ef\u6b20\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i-14\">\u6bd4\u8f03\u691c\u8a0e\u306e\u8ef8\u3092\u632f\u308a\u8fd4\u308a\u3001\u81ea\u885b\u306e\u305f\u3081\u306e\u884c\u52d5\u3078<\/h3>\n\n\n\n<p>\u300c\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u3068\u79f0\u3057\u3066\u3053\u3046\u3057\u305f\u696d\u52d9\u3092\u884c\u3046\u696d\u8005\u306f\u3001\u9055\u6cd5\u306a\u300c\u30e4\u30df\u91d1\u878d\u696d\u8005\u300d\u3067\u3059\u3002\u300c\u73fe\u91d1\u304c\u306a\u3044\u300d\u300c\u652f\u6255\u3044\u304c\u9593\u306b\u5408\u308f\u306a\u3044\u300d\u3068\u3044\u3063\u305f\u7126\u308a\u3092\u611f\u3058\u308b\u72b6\u6cc1\u3067\u3082\u3001\u7d76\u5bfe\u306b\u5229\u7528\u3059\u3079\u304d\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u30fb\u500b\u4eba\u4e8b\u696d\u4e3b\u306f\u7d66\u4e0e\u3092\u53d7\u3051\u53d6\u3089\u306a\u3044\u305f\u3081\u3001\u57fa\u672c\u7684\u306b\u306f\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u5229\u7528\u5bfe\u8c61\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u3068\u306f\u3044\u3048\u3001\u4e8b\u696d\u8005\u5411\u3051\u3092\u8b33\u3046\u30b5\u30fc\u30d3\u30b9\u3067\u300c\u5be9\u67fb\u306a\u3057\u300d\u3092\u306f\u3058\u3081\u3068\u3059\u308b\u4e0d\u81ea\u7136\u306a\u6761\u4ef6\u3092\u63d0\u793a\u3059\u308b\u696d\u8005\u306b\u306f\u6ce8\u610f\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p>\u300c\u511f\u9084\u8acb\u6c42\u6a29\u306a\u3057\uff08\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\uff09\u300d\u3084\u300c2\u8005\u9593\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u304c\u53ef\u80fd\u306a\u3001\u4fe1\u983c\u3067\u304d\u308b\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u3092\u5229\u7528\u3059\u308c\u3070\u3001\u8cc7\u91d1\u7e70\u308a\u306e\u60aa\u5316\u3092\u5b89\u5168\u306b\u4e57\u308a\u8d8a\u3048\u3089\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u8cc7\u91d1\u7e70\u308a\u306b\u7aae\u3057\u3066\u602a\u3057\u3044\u696d\u8005\u306b\u7533\u3057\u8fbc\u3080\u4e8b\u614b\u3092\u9632\u3050\u305f\u3081\u3001\u4f59\u88d5\u306e\u3042\u308b\u6642\u671f\u306b\u3001FREENANCE\u3092\u306f\u3058\u3081\u3068\u3059\u308b\u900f\u660e\u6027\u304c\u9ad8\u304f\u5b89\u5fc3\u3067\u304d\u308b\u30b5\u30fc\u30d3\u30b9\u306e\u30a2\u30ab\u30a6\u30f3\u30c8\u3092\u4f5c\u6210\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"i-15\"><span id=\"i-6\">\u3088\u304f\u3042\u308b\u8cea\u554f<\/span><\/h2>\n\n\n\n<div class=\"wp-block-sgb-faq\"><div class=\"sgb-faq-container\">\n<dl class=\"wp-block-sgb-faq-item sgb-faq\"><dt class=\"hh hhq\">\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u9055\u6cd5\u3067\u3059\u304b\uff1f<\/dt><dd class=\"hh hha\">\u306f\u3044\u3001\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u696d\u8005\u306e\u591a\u304f\u306f\u9055\u6cd5\u306a\u300c\u30e4\u30df\u91d1\u878d\u300d\u3067\u3042\u308b\u3068\u91d1\u878d\u5e81\u3084\u88c1\u5224\u6240\u306b\u3088\u3063\u3066\u6307\u6458\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u8868\u5411\u304d\u306f\u300c\u7d66\u4e0e\u50b5\u6a29\u306e\u8cb7\u3044\u53d6\u308a\uff08\u58f2\u8cb7\uff09\u300d\u3092\u8b33\u3063\u3066\u3044\u3066\u3082\u3001\u5b9f\u8cea\u7684\u306b\u306f\u8cb8\u91d1\u696d\u306b\u8a72\u5f53\u3059\u308b\u305f\u3081\u3001\u8cb8\u91d1\u696d\u767b\u9332\u3092\u53d7\u3051\u305a\u306b\u55b6\u696d\u3057\u3066\u3044\u308b\u696d\u8005\u306f\u9055\u6cd5\u3067\u3059\u3002\u6cd5\u5916\u306a\u624b\u6570\u6599\uff08\u5229\u606f\uff09\u3092\u643e\u53d6\u3055\u308c\u308b\u5371\u967a\u6027\u304c\u9ad8\u3044\u305f\u3081\u3001\u7d76\u5bfe\u306b\u5229\u7528\u3057\u306a\u3044\u3067\u304f\u3060\u3055\u3044\u3002<\/dd><\/dl>\n\n\n\n<dl class=\"wp-block-sgb-faq-item\"><dt class=\"hh hhq\">\u300c\u7d66\u4e0e\u524d\u6255\u3044\u30b5\u30fc\u30d3\u30b9\u300d\u3068\u300c\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u306e\u9055\u3044\u306f\u4f55\u3067\u3059\u304b\uff1f<\/dt><dd class=\"hh hha\">\u300c\u7d66\u4e0e\u524d\u6255\u3044\u30b5\u30fc\u30d3\u30b9\u300d\u306f\u3001\u52e4\u52d9\u5148\u306e\u4f1a\u793e\u304c\u798f\u5229\u539a\u751f\u306e\u4e00\u74b0\u3068\u3057\u3066\u5c0e\u5165\u3057\u3001\u3059\u3067\u306b\u50cd\u3044\u305f\u5206\u306e\u7d66\u4e0e\u3092\u7d66\u6599\u65e5\u524d\u306b\u53d7\u3051\u53d6\u308c\u308b\u5408\u6cd5\u3067\u5b89\u5168\u306a\u4ed5\u7d44\u307f\u3067\u3059\u3002\u4e00\u65b9\u3001\u300c\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u306f\u3001\u52b4\u50cd\u8005\u500b\u4eba\u304c\u76f4\u63a5\u696d\u8005\u306b\u7d66\u4e0e\u50b5\u6a29\u3092\u58f2\u5374\u3059\u308b\u3082\u306e\u3067\u3042\u308a\u3001\u5b9f\u8cea\u7684\u306a\u9055\u6cd5\u8cb8\u4ed8\u3051\uff08\u30e4\u30df\u91d1\uff09\u3068\u3057\u3066\u6271\u308f\u308c\u308b\u30b1\u30fc\u30b9\u304c\u307b\u3068\u3093\u3069\u3067\u3059\u3002<\/dd><\/dl>\n\n\n\n<dl class=\"wp-block-sgb-faq-item\"><dt class=\"hh hhq\">\u300c\u5be9\u67fb\u306a\u3057\u30fb\u5373\u65e5\u5373\u91d1\u300d\u3092\u8b33\u3046\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u696d\u8005\u306f\u5229\u7528\u3057\u3066\u3082\u5927\u4e08\u592b\u3067\u3059\u304b\uff1f<\/dt><dd class=\"hh 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